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Thistle underwriting services australia zoo

At the time of its interim results, the Group indicated that the momentum seen in the first half of the year would continue, and this has proved to be the case with good performances delivered across the business.

The Group anticipates that thistle underwriting services australia zoo business will make further progress in towards this target, with the majority of the progress being made in However, this was followed by a positive performance in the second half of the year. The business is now expanding into new geographies, including mainland China.

In Australia, a slower rate of revenue growth resulted from structural changes in the workers compensation market. However, the Group anticipates better revenue performance in Australia inbuilding on the trading profit growth seen in In Brazil, corporate payrolls fell as the economy remained weak, leading to slower headline revenue growth and a year on year reduction in trading profit in the region.

However, Latin America Employee Benefits has been successful in winning significant volumes of new business and the Group looks forward to growth rates returning to former levels in that business as economies in the region recover. The mix of the cost base remained broadly unchanged, with staff and premises costs being the major individual expense items.

The increase in the year related to rising premises costs, higher UK employment taxes and normalised self-insurance costs. The key movements were: The associated deferred tax asset was recognised accordingly. A long term private placement loan note for USD 42m, issued inwas repaid in September The Group continues to be well funded with an appropriate mix of short-term and long-term debt, with a range of maturities that extend to Acquisition capex was primarily driven by the acquisitions of CRP and Belgibo.

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IFRS 9 is anticipated to have an immaterial impact on the Group's profit and loss account, mainly due to JLT's conservative bad debt provision policy and strong credit control. In relation to the new revenue standard, IFRS 15, JLT has historically recognised inception date as the primary trigger for recognising revenue, a practice that has largely been upheld under the new standard.

The residual balance is split across the remainder of JLT's businesses. Further details of the adjustments can be found in the 'Significant Accounting Policies' section of this document. This brings the total dividend for the year to As explained in the Group's interim results, that increase in scope and opportunity led the Group to conduct an extensive re-examination of its strategy in the course of The process confirmed that: JLT re-articulated its mission, 'To become the leading global specialist risk adviser and broker", and the Group is now taking a number of important steps towards its strategic objectives.

An integrated global management structure is already operating effectively and delivering value in JLT's Reinsurance division.

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The Group is confident that JLT will realise the same benefits in Global Specialty and that its Specialties will see accelerated growth, operating on a global basis. Employee Benefits will also operate as a worldwide business. From the start of the second quarter, JLT's businesses will therefore be structured into three divisions, Reinsurance, Specialty and Employee Benefits, and the Group's results will be reported on this basis going forward.

Global Transformation Programme The Group will be implementing a two-year plus Group-wide Global Transformation Programme which is designed to transform JLT's operational capabilities and to facilitate consistent and systematically coordinated working across the world.

The Group will streamline the operational processes used to serve clients in each of its divisions, to deliver global consistency and eliminate duplication of costs. FromJLT expects to use a consistent set of processes and core operating platforms in each of its Reinsurance, Specialty and Employee Benefits divisions.

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The table below sets out the anticipated phasing of the projected benefits and costs of the Programme:East Travel s. r. o.

thistle underwriting services australia zoo

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